HomeIELTS Speaking Topics › Money

IELTS Speaking Part 1: Money

These are IELTS Speaking Part 1 questions on money, with band 9 sample answers and tips. Part 1 answers should be two or three natural sentences that extend beyond a yes or no.

Questions

  1. When you go shopping, do you prefer to pay for things in cash or by card? [Why?]
  2. Do you ever save money to buy special things? [Why/Why not?]
  3. Would you ever take a job which had low pay? [Why/Why not?]
  4. Would winning a lot of money make a big difference to your life? [Why/Why not?]

Sample answers

Sample answer to these questions

I prefer paying by card when shopping for convenience and security. I do save money for special purchases, as it helps me prioritize my spending. Taking a low-paying job would depend on its alignment with my career goals and growth opportunities. Winning a lot of money would provide financial security, but true happiness comes from meaningful experiences and relationships.

Tips

More IELTS Speaking Part 1 topics

IELTS Writing model answers

Band 9 model essays, letters and templates from the Writing library. Browse all 118 in the Learning Hub.

Latest IELTS and study-abroad news

Daily articles on IELTS changes, visa rules and university admissions.

IELTS Speaking and Writing practice

Cue cards, speaking questions and Writing Task 1 questions with band 9 sample answers, plus a free band score calculator.

IELTS exam guides